Coverage solutions
Explore the building blocks of Drayage's transportation-focused insurance offering. Final coverage is always governed by the issued policy and certificate.
Program overview
The Drayage program brings complementary coverage areas together for qualifying short-term subscription lease exposures. Availability, terms, conditions, limits, and exclusions depend on underwriting and the issued policy.
Liability protection centered on covered commercial auto operations. It is designed to respond to qualifying claims involving bodily injury or property damage for which an insured becomes legally responsible.
Coverage for certain third-party bodily injury, property damage, and related liability exposures that may arise from covered business operations beyond the direct use of an auto.
Coverage addressing a motor carrier's legal liability for covered cargo in its care, custody, or control while in transit, subject to applicable causes of loss and exclusions.
A contingent layer for qualifying physical damage exposures when the coverage expected to respond first does not do so, subject to the applicable policy conditions.
These summaries are for general informational purposes and do not change, replace, or expand any policy. Refer to the actual policy and certificate for covered causes of loss, limits, deductibles, conditions, and exclusions.
Designed for the people involved
Select the perspective closest to yours for a quick view of what matters in the process.
For operators
Operators need a clear understanding of covered vehicles, drivers, cargo responsibilities, and reporting obligations. Accurate application information and prompt reporting of changes help keep the certificate aligned with the operation.
For vehicle programs
The group structure is designed to support individual certificates and billing within a broader program. That distinction helps isolate each certificate holder's payment status and current-term claims experience from other members.
For producers
A complete, well-organized submission helps underwriting evaluate the risk efficiently. The application serves as both the membership and insurance application, with additional producer documentation required for agencies binding business.
What underwriting needs
Underwriters consider the operation, vehicles, drivers, cargo, loss history, coverage requested, and other relevant details. Submission quality affects how quickly the team can evaluate the risk and whether additional information is needed.
Completion of an application does not guarantee acceptance. Membership and coverage are available only to applicants that meet the applicable underwriting criteria.
Discuss a submissionProgram features
One member's nonpayment does not determine the billing status of other certificates.
Each Drayage certificate has its own aggregate limit rather than sharing a single group aggregate.
Monthly and six-month policy options can support short-term subscription lease exposures.
Connect with Drayage to talk through your operation and the information needed to begin.